Before you offer on a home at MK42 7HT: the checks to raise with your surveyor and conveyancer, whether an asking price stands up against what sold nearby, how prices here have moved since 1995, what it costs to run a home, and a buyer's report for every home on the postcode.
1 thing to raise before an offer, and a street where the typical sale was £195k. In Kempston West & South.
1 to check4 clear£195k typical on Hastings Road
The checklist
Before you make an offer
Check
Ground: shrink-swell clay (subsidence) significantBGS rates the wider 5 km area for these; it describes the area, not the plot. Mention it to your surveyor, especially for an older home or big trees near the house.
Note
Busy road: A421, 790 m awayAbout 42,836 vehicles a day in 2016 (DfT traffic counts).
Clear
No coal mining riskOutside the Coal Authority's coalfield.
Clear
No river or sea flood risk recordedNot in the Environment Agency's high or medium risk areas. Surface water isn't included: check the exact address on GOV.UK.
Clear
Quiet by WHO standardsRoad traffic about 50 dB (24-hour average), under the WHO guideline of 53.
Clear
Gigabit broadband100% of premises in the postcode can get it (Ofcom).
£3,512typical price per m² in Kempston West & South
£1,900–£3,050per m² for homes at MK42 7HT sold since 2015
Multiply a home's floor area (on its energy certificate) by £3,512 for a neighbourhood benchmark: 90 m² comes to about £316k. Homes at MK42 7HT have sold below it. Check an asking price.
HM Land Registry sold prices; floor areas from energy certificates.
Trend
Prices in Kempston West & South
Kempston West & South
+38% over ten years (2015 to 2025).
Typical (median) sale price each year, all home types, HM Land Registry.
What homes cost and rent in Kempston West & South, by size
Size
Typical value today
Cheaper quarter
Estimated rent
Gross yield
1 bed
£147k
£121k
£780 a month
6.4%
2 beds
£284k
£249k
£1,070 a month
4.5%
3 beds
£311k
£287k
£1,230 a month
4.7%
4+ beds
£401k
£352k
£1,640 a month
4.9%
All homes
£309k
£280k
£1,130 a month
4.4%
Values: sales since 2021 of homes with an energy certificate (bedrooms estimated from its rooms), carried to today on the local price index; the cheaper quarter is what a quarter of them go for under. Rents are estimates: the council's typical private rent (ONS) adjusted for how values here compare. Gross yield = a year's rent ÷ value, before costs. Compare it with other places