Before you offer on a home at M26 2GL: the checks to raise with your surveyor and conveyancer, whether an asking price stands up against what sold nearby, how prices here have moved since 1995, what it costs to run a home, and a buyer's report for every home on the postcode.
2 things to raise before an offer, and a street where the typical sale was £140k. In Bank Top & Radcliffe Ees.
2 to check2 clear£140k typical on York Street
The checklist
Before you make an offer
Check
Coal mining high-risk areaPast shallow mining or mine entries may affect building here. Your conveyancer should order a coal mining search (Coal Authority).
Check
Flood risk from rivers or the sea0% of homes in this postcode are at high and 92% at medium risk. Ask about past flooding and get an insurance quote before you exchange (Environment Agency).
Note
Radon: up to 1–3% of homes above the action levelThis 1 km square includes a radon affected area. Ask whether the home has been tested; a three-month test is simple and cheap, and only a test shows a home's level (UKHSA/BGS).
Note
Ground: landslides moderateBGS rates the wider 5 km area for these; it describes the area, not the plot. Mention it to your surveyor, especially for an older home or big trees near the house.
Note
Article 4 directionSome work normally allowed without planning permission needs it here (Bury borough HMO).
Note
Busy road: A56, 750 m awayAbout 25,492 vehicles a day in 2025 (DfT traffic counts).
Clear
Quiet by WHO standardsRoad traffic about 49 dB (24-hour average), under the WHO guideline of 53.
Clear
Gigabit broadband100% of premises in the postcode can get it (Ofcom).
What homes cost and rent in Bank Top & Radcliffe Ees, by size
Size
Typical value today
Cheaper quarter
Estimated rent
Gross yield
1 bed *
£111k
£97k
£690 a month
7.5%
2 beds
£168k
£126k
£850 a month
6.1%
3 beds
£203k
£173k
£980 a month
5.8%
4+ beds
£292k
£257k
£1,380 a month
5.7%
All homes
£191k
£150k
£870 a month
5.5%
Values: sales since 2021 of homes with an energy certificate (bedrooms estimated from its rooms), carried to today on the local price index; the cheaper quarter is what a quarter of them go for under. * Too few sales here, so the council's figure. Rents are estimates: the council's typical private rent (ONS) adjusted for how values here compare. Gross yield = a year's rent ÷ value, before costs. Compare it with other places