Before you offer on a home at CT6 5LA: the checks to raise with your surveyor and conveyancer, whether an asking price stands up against what sold nearby, how prices here have moved since 1995, what it costs to run a home, and a buyer's report for every home on the postcode.
2 things to raise before an offer, and a street where the typical sale was £140k. In Herne Bay Parade.
2 to check2 clear£140k typical on High Street
The checklist
Before you make an offer
Check
Ground: shrink-swell clay (subsidence) significant, collapsible deposits significantBGS rates the wider 5 km area for these; it describes the area, not the plot. Mention it to your surveyor, especially for an older home or big trees near the house.
Check
Flood risk from rivers or the sea33% of homes in this postcode are at high and 0% at medium risk. Ask about past flooding and get an insurance quote before you exchange (Environment Agency).
Note
Conservation area: HERNE BAYChanges to the outside and work on trees usually need consent. Ask whether past alterations had permission.
Note
Article 4 directionSome work normally allowed without planning permission needs it here (Dwelling houses in Herne Bay Conservation Area).
Note
16 listed buildings within 200 mIf the home itself is listed, most changes inside and out need consent: check the National Heritage List.
Clear
No coal mining riskOutside the Coal Authority's coalfield.
Clear
Quiet by WHO standardsRoad traffic about 51 dB (24-hour average), under the WHO guideline of 53.
Each report: sale history, today's estimate, energy rating, running costs and the questions for your solicitor.
What homes cost and rent in Herne Bay Parade, by size
Size
Typical value today
Cheaper quarter
Estimated rent
Gross yield
1 bed
£123k
£96k
£790 a month
7.7%
2 beds
£205k
£172k
£990 a month
5.8%
3 beds
£305k
£255k
£1,280 a month
5.0%
4+ beds
£421k
£354k
£1,760 a month
5.0%
All homes
£259k
£163k
£1,140 a month
5.3%
Values: sales since 2021 of homes with an energy certificate (bedrooms estimated from its rooms), carried to today on the local price index; the cheaper quarter is what a quarter of them go for under. Rents are estimates: the council's typical private rent (ONS) adjusted for how values here compare. Gross yield = a year's rent ÷ value, before costs. Compare it with other places