Estimated value today£205klast sold £56,000, 1999 · likely £181k–£228k
Energy ratingD2024 certificate, could be C
Energy bills, a year£1,405about £117 a month at 2026 prices
Price per m²£4,549/m²neighbourhood typical £6,531/m²
See 111, Armoury Road from the street and the air
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What would improve this home
Its 2024 energy certificate recommends 3 measures, which together could take it from D to C. All of them together typically cost £5.3k–£16.2k.
Loft insulationtypically £100–£350
Solid wall insulation (internal or external)typically £4k–£14k
High heat retention storage heaterstypically £1.2k–£1.8k
In the order the certificate lists them (usually cheapest and most effective first). Costs are the median of the ranges quoted on certificates across England and Wales, not quotes for this home. Grants may help: check the government's home energy grants service.
What's it worth with your changes?
Sale records can't see extensions, conversions or condition. Tell us what's changed since 1999 and we'll adjust the estimate, with a range that shows how sure we can be.
Low£190k
Likely£205k
High£219k
Starting value (our estimate)£205k
Range includes ±7% for the estimate itself. Effects are typical ranges, not this home's: a surveyor or local agent who sees it will do better. Work done before 1999 is already in the price. Evidence: of 573,662 homes we saw extended on their energy certificates (median +30 m²), the 123,110 that sold before and after grew a median 10.9% more than their neighbourhood: about a third of the extra space at the home's average price per m².
The home
Type
Flat (mid-terrace)
Tenure
Leasehold
Floor area
45 m² (484 sq ft), 2 habitable rooms
Built
1996-2002
Main heating fuel
electricity
Sales since 1995
£56k (1999)
The estimate moves the last sale in line with the neighbourhood's like-for-like price index. It can't see extensions, condition or the market for this particular home: it is not a valuation.
A £1,492B £1,740C £1,989D £2,237E £2,735F £3,232G £3,729H £4,475
From the 2024 energy certificate, rescaled to 2026 gas and electricity prices (approximate national averages). Appliances, cooking and standing charges are not included; actual bills depend on how you live.
Getting about
Nearest station
Lewisham, 0.1 km (busiest route: London Bridge)
Central London
9.2 km as the crow flies
Large employment centre
20 min by public transport · 17 by car
Town centre
11 min by public transport or walking
Commuting by train/Tube
21% of local workers · 55% mostly work from home
Airport
London City, 6.2 km
Everyday life
Weekly shop
food store about 7 min without a car
GP surgery
about 7 min
A&E
University Hospital Lewisham, 1.4 km (CQC: Good)
Top-rated primaries
St Mary's Lewisham Church of England Primary School (1.1 km), John Ball Primary School (1.4 km), St Margaret's Lee CofE Primary School (1.5 km)
Top-rated secondaries
Trinity Church of England School, Lewisham (1.9 km), Harris Girls' Academy East Dulwich (2.9 km), Leigh Academy Blackheath (3.1 km)
Eating out
15 restaurants and cafés, 0 pubs and bars in the neighbourhood
School distances are straight lines; admissions depend on each school's catchment and criteria.
£1,457 a month for a 1-bedroom home in Lewisham (2026-08)
Gross yield
8.5% on the estimated value
Letting rules
rated D: meets the current E minimum
Council-wide average rents (ONS Price Index of Private Rents); bedrooms estimated from the certificate's habitable rooms. Before costs, voids, tax and mortgage interest.
Planning and development
Conservation area
not in one (postcode check)
Article 4 direction
Small HMO Northern Extension
Brownfield sites in the neighbourhood
12 sites, about 2,458 homes planned
This home extended?
no extension seen on its energy certificates
Extensions on the street
3 other homes on Armoury Road (within 250 m) extended, most recently 2024
Company landlords
5.6% of homes in the neighbourhood are owned by companies (HM Land Registry, Oct 2026)
New homes completed 2021–2025
1,027 in the neighbourhood
Questions to raise
Generated from the facts above, as prompts for your solicitor, surveyor or the agent. Not legal advice.
LeaseholdAsk for the years left on the lease (under about 85 is a warning sign for lenders), the ground rent and how it rises, service charges for the last three years, any planned major works, and who the freeholder and managing agent are.
Flat in a blockAsk about the building's fire safety and cladding (an EWS1 form if the block is 11 m or taller), the reserve fund, and any restrictions on subletting, pets or alterations.
Article 4 directionSome work normally allowed without planning permission needs it here (Small HMO Northern Extension). Check before planning extensions or conversions.
Development planned nearbyThe council's brownfield register lists 6 sites of 50+ homes in this neighbourhood (largest: Lewisham Gateway, 900 homes). Look up planning applications for anything near you.
Estimate is far from the last saleA lot has changed since it last sold, or the home has been extended or renovated. Rely on comparable recent sales and the survey.
Flood risk from rivers or the sea88% of homes in this postcode are in high-risk and 0% in medium-risk areas (Environment Agency). Check the exact address, ask about past flooding and insurance claims, and get a buildings-insurance quote before you exchange.
For every purchaseCommission a survey suited to the home's age and condition, check the title plan matches what you see on the ground (boundaries, access, parking), and ask about disputes with neighbours, rights of way and shared drives.